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Insurance & Payments

Week-to-Week Rate

Required if billing insurance


We understand many insurance companies don't reimburse for therapy services and some families prefer not to use their benefits, so we offer discounted plans for families who pay out-of-pocket. Please contact us for more details.

Quarterly Package (15% off)

12 individual music therapy sessions


Semester Package (20% off) 

 24 individual music therapy sessions


Annual Package (25% off)

48 individual music therapy sessions


Terms & Conditions

Plan of Care Packages work just like a punch card and never expire. Payments for packages can be made in one lump sum or in monthly installments. Invoices are sent via email and payments can be through your bank or credit card using the secure payment system Wave. Checks made out to Life On Music are also accepted.

To offset therapists travel expenses, a $15 per session travel fee will be added to all in-home or in-facility sessions. Discounts are not applied to travel fees. Travel fees are not reimbursable by insurance.

You may cancel your Plan of Care Package at any time. If you choose to cancel, used sessions will be re-billed at the week-to-week rate. The remaining balance will be refunded to you.


Twenty-four hours advanced notice must be provided to the therapist in writing prior to canceling a session. If you need to cancel within twenty-four hours of your session for any reason, or you no-show an appointment, you will be charged the full rate. If you have pre-paid for a Plan of Care Package, your "punch card" will receive a "punch" for the missed session. Travel fees are not charged in the case of late cancelations. Rescheduling the same week is always encouraged and subject to therapist availability.

Are you a facility?

Are you inquiring on behalf of an assisted living facility, preschool, community center, therapy center, or other facility? Please contact us for special discounted prices.

Group on Drums


We are currently considered out-of-network providers with all insurance companies. We will happily provide you with a “superbill” to be used for reimbursement. The amount of coverage varies by insurance plan and reimbursement for services cannot be guaranteed. Please contact us with additional questions or help submitting directly to your insurance company.

Life On Music believes in providing equitable access to music classes and individual therapy. If you are concerned about out-of-pocket costs, please inquire about scholarship opportunities.

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